Welcome Benicia’s Newest First-Time Homebuyers!
- Bob Lilley
- Jun 26
- 2 min read

There’s something so rewarding about helping first-time homebuyers achieve the dream of homeownership—and for Audrey and Ryan, that dream just became a reality in beautiful Benicia, California.
Like many hopeful buyers, Audrey and Ryan began their journey filled with questions:
Can we afford it?
What will my mortgage payment be?
How do we come up with a down payment?
Thanks to their perseverance, thoughtful financial planning, and the right real estate team by their side, they turned “someday” into today.
From Renting to Rooted in Benicia
Lisa has known Audrey for years. Watching her journey—from growing her family with husband Ryan and their sweet daughter to dreaming about homeownership—has been a joy. Conversations about buying a home would come up, but like many renters, they hesitated over the gap between rent and mortgage payments.
Here’s the truth: While renting gives you flexibility, it doesn’t build equity. Mortgage payments are an investment in your future, not someone else's. One of the most overlooked financial perks? The mortgage interest deduction. In Audrey and Ryan’s case, it translated into about $900 a month that would go into their bank account instead of their income tax bill - a real game changer!
Why They Chose Benicia
With a growing family and income, they knew they wanted to plant roots in Benicia, known for its:
Historic downtown charm
Thriving local business scene
Mild climate
Central Bay Area commute access
Benicia, California checked every item on their list!
Turning Dreams into Keys
One afternoon, a simple "For Sale" sign changed everything. With expert guidance on current market conditions and the help of a trusted mortgage partner, they realized their dream home was not just within reach—it was meant to be.
Of course, more questions came up:
How much should we offer?
What are the upfront costs?
Can we end our lease early without penalty?
The answers? That’s where a savvy, experienced Realtor makes all the difference.
Not only did they secure a low purchase price and seller credit for repairs, but thanks to a great relationship with their landlord, they negotiated an early lease termination without financial penalties.
Welcome Home First Time Homebuyers!
Today, Ryan is already putting love into their new backyard for the dogs, and Audrey’s hinting at someday adding another family member.

Their story is one of planning, partnership, and trusting the process. And now, they’re building not just a home—but a legacy of Generational Wealth.
Thinking about buying your first home?
Whether you’re renting in the East Bay or just starting to dream, let’s talk. With the right plan (and people!) behind you, that “someday” house can become your “today” home.
Let’s make it happen.
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